Terms and Disclaimer
Please read the terms and important information below before using our website or requesting information.
1. No Offer or Guarantee of Coverage
The information on this website is for general informational purposes only and does not constitute an offer to sell, or a solicitation of an offer to buy, any insurance product. Coverage is not effective until a policy is issued and any applicable premium is paid.
2. Example for Reference Only — Not a Quote
The example of $1M / $18 per month is for a healthy 30-year-old female as a reference only. This is not a quote, not a guarantee of insurability, and does not lock in coverage or price. Final price and coverage depend on age, gender, state of residence, health, tobacco use, product availability and underwriting.
3. Individual Results May Vary
Actual rates, coverage amounts, and policy terms vary by individual. Factors include, but are not limited to, age, gender, state of residence, health status, medical history, tobacco use, occupation, financial information, and the insurance product applied for. Not all products are available in all states.
4. Not Legal, Tax, or Financial Advice
The content on this website is for informational purposes only and does not constitute legal, tax, or financial advice. You should consult with your own professional advisors regarding your individual situation.
5. Third-Party Links
This website may contain links to third-party websites. We are not responsible for the content or privacy practices of those sites.
Important Note
Life insurance policies have exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of coverage, please contact us.
If there are any differences between the information on this website and the policy, the policy language will govern.